October is Cyber Security Awareness Month. Given the rise in online businesses and home working as a result of Covid-19, we wanted to share some tips on improving cyber security in your small business. The National Cyber Security Centre has outlined 10 Steps to Cyber Security, which we have explored in our latest infographic. Risk […]
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https://blog.constructaquote.com/steps-cyber-security/Working with water is risky, especially when you consider the damage it can cause and the increased chance of slips and falls it can present. Given the current economic climate, plumbers may look at insurance as an added expense. However, Plumber’s insurance should be seen as an investment that can protect you from unexpected costs […]
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https://blog.constructaquote.com/plumbers-guide-insurance/The construction industry is notorious for its poor payment practices, with SMEs reportedly owed £30bn in unpaid invoices. Whilst the government has tried to tighten up the Prompt Payment Code, and payment practice reports have cast a light on contractor speed, late payments continue to be a major challenge facing construction SMEs. Then came coronavirus. […]
The post Managing Cash Flow in Construction appeared first on constructaquote.com blog, news and guides.
https://blog.constructaquote.com/cash-flow-construction/There has been much anticipation as to how the government plans to support businesses and furloughed workers when the job retention scheme ends. 721,000 construction workers were in furlough during the peak of the scheme, with claims adding up to £3.2bn by the end of July. With tighter restrictions once again back in place, there […]
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https://blog.constructaquote.com/covid-support-measures/Coronavirus has placed increased pressure on the Repair, Maintenance and Improvement sector. However, September is National Home Improvement Month and a great opportunity for tradespeople to secure work. Take a look at the opportunities you have to help people love the homes they live in. Kitchen Renovation Can you bake a living from a kitchen […]
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https://blog.constructaquote.com/tradesmen-home-improvement/Building work is risky business. You could cause damage to a property whilst completing a renovation project or an employee could fall off some scaffolding and injure themselves. So whether you’re a self-employed contractor or the owner of your own building company, you need adequate business insurance to cover you for the risks associated with […]
The post A Builders’ Guide to Insurance appeared first on constructaquote.com blog, news and guides.
https://blog.constructaquote.com/insurance-for-builders/A seven year partnership between Homes England and Invest & Fund aims to get SME developers building again. Homes England will make loans of between £400,000 and £2.5m available to small builders through development finance lending platform, Invest & Fund. Applications opened with Invest & Fund on 9th September. Funding is available for projects of […]
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https://blog.constructaquote.com/homes-england-partnership/Private developers, councils, and housing associations will this week be invited to bid for their share of the government’s £12.2bn Affordable Housing Funding. First unveiled in the Budget earlier this year, the funding includes £700m for new homes through the 2016 to 2022 programme. An £11.5bn programme has also been announced today, which will see […]
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https://blog.constructaquote.com/bids-affordable-housing/Opportunities for the SME Market to ‘Build, Build, Build’ after the Pandemic Changes and Opportunities in Construction SMEs account for 99% of the UK business population and of that, nearly a fifth of them operate within the construction industries. It is no surprise then that the Prime Minister has placed the industry at the heart […]
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https://blog.constructaquote.com/build-sme-pandemic/Insurance for electricians There are hazards around every corner for those working as an Electrician. Exposed sockets and live wires are a risk not only to yourself and your customers, but also members of the public who may be present whilst you work. If someone was to be injured or their property was damaged as […]
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https://blog.constructaquote.com/an-electricians-guide-to-insurance/If Covid-19 has taught us anything it’s that nothing is permanent and as the saying goes, the only constant in life is change. Even before we found ourselves in the grips of a pandemic, the business world was constantly presented with new technologies, legislation and attitudes that disrupted the status quo. So whilst trying to […]
The post Improving Business Resilience appeared first on constructaquote.com blog, news and guides.
https://blog.constructaquote.com/improving-business-resilience/The SME market is the heartbeat of our economy, with over 5.8 million SMEs accounting for over 99% of all UK businesses. Unfortunately, the impact of Covid-19 on these businesses has been devastating, with two fifths now at risk of permanently closing. Earlier this month we shared an update on the financial support available to […]
The post Small business support schemes appeared first on constructaquote.com blog, news and guides.
https://blog.constructaquote.com/small-business-support-schemes/Although the pandemic has changed the way school and college results have been graded this year, the pressure on students is undoubtedly just as high. At that age, your grades feel like the most important thing in the world as you believe without them you’ll never end up on a successful career path. However, there […]
The post Pathways into construction for young people appeared first on constructaquote.com blog, news and guides.
https://blog.constructaquote.com/pathways-into-construction-for-young-people/If you are back in business after Covid 19 you should have carried out a risk assessment. The assessment helps you to predict and manage possible risks associated with Covid 19. A Business Risk Analysis is a similar concept, whereby you identify and plan to manage and mitigate risks to your business operations. To carry […]
The post Safeguarding your organisation with a Business Risk Analysis appeared first on constructaquote.com blog, news and guides.
https://blog.constructaquote.com/safeguarding-your-organisation-with-a-business-risk-analysis/Applications for the second grant under the Self –Employment Income Support Scheme (SEISS) open on 17th August and are available to self-employed individuals whose businesses have been adversely affected by coronavirus. Although you do not need to prove the impact of coronavirus, you will need to declare that you were impacted between March and May, […]
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https://blog.constructaquote.com/support-for-self-employed-during-covid-19/Whilst you cannot completely eliminate the risk of Covid-19, it is your legal responsibility to do everything reasonably practicable to minimise the risk to your staff and customers and as such, you are expected to carry out a risk assessment. This guide looks at ways you can control the risks associated with Covid-19 to ensure […]
The post Bounce back safely from Covid-19 appeared first on constructaquote.com blog, news and guides.
https://blog.constructaquote.com/bounce-back-safely-from-covid-19/During these troubling times we have every excuse in the book to put things off and to shy away from finishing certain tasks and projects but what if this is the exact time we shouldn’t be doing that? Read on to find out our top 5 list of things we shouldn’t be postponing in 2020. […]
The post 5 Things Not To Put Off Until Later appeared first on constructaquote.com blog, news and guides.
https://blog.constructaquote.com/5-things-not-to-put-off-until-later/These are challenging times for all of us so in a bid to keep us all healthy (and sane), check out our top 5 tips to working (successfully) from home. Get Dressed As trivial as this sounds, getting dressed will help you into the routine of getting ready for work. It will help you to […]
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https://blog.constructaquote.com/top-5-tips-for-working-from-home/This is a challenging time for everyone, so we’ve compiled a list of websites that start-ups, SMEs, and the Self-Employed may find useful in the coming days and during these challenging times. Support for Businesses This COVID-19 guide offers advice for employees, employers and businesses https://www.gov.uk/government/publications/guidance-to-employers-and-businesses-about-covid-19/covid-19-support-for-businesses UK Government Coronavirus Cash Grant To support small businesses […]
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https://blog.constructaquote.com/top-5-essential-websites-for-smes-and-start-ups/As local firms face the aftermath of atrocious weather, Lyndon Wood the CEO of insurance brokerage, constructaquote.com, reveals what steps businesses should take next on the road to recovery As business owners begin the arduous task of cleaning up offices and shops following weeks of severe storms resulting in flooding, many will now be looking […]
The post Storm Dennis Clean Up – What Affected Businesses Need to Do Next appeared first on constructaquote.com blog, news and guides.
https://blog.constructaquote.com/storm-dennis-clean-up-what-affected-businesses-need-to-do-next/One of our policyholders, Kevin Wood, a painter and decorator from Aberdeen explains how public liability insurance has helped protect and grow his business. Three years ago, Kevin Wood decided to quit the rat race and go self-employed so he could spend more time with his wife and child and reap the benefits of his […]
The post Taking care of yourself, your clients, and your business. appeared first on constructaquote.com blog, news and guides.
https://blog.constructaquote.com/taking-care-of-yourself-your-clients-and-your-business/Whether you’re a landlord looking to fit out your property or a tenant needing to turn your house into a home, check out our list of top 5 furniture brands to help you turn your property into a palace without breaking the bank. IKEA Sigh. Yes, I know IKEA furniture is mass produced but no […]
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https://blog.constructaquote.com/turn-your-property-into-a-palace-with-our-top-5-furniture-brands/Every relationship has its ups and downs even the one with your company Remember the rush of excitement when you decided to go it alone and start your own business? The moment your heart started to pound when you won your first client? Over time it’s easy to lose that loving feeling when you have […]
The post 7 ways to fall in love again with your business appeared first on constructaquote.com blog, news and guides.
https://blog.constructaquote.com/7-ways-to-fall-in-love-again-with-your-business/Register on Money Saving Expert for weekly finance deals, emails, and guides to help you on your way. Moneybox is designed to help people get into the saving and investment habit. Any small change in your account with moneybox can be rounded up and placed into stocks, shares and ISAs. Money Dashboard keeps track of […]
The post Top 5 Online Tools to Help You Save appeared first on constructaquote.com blog, news and guides.
https://blog.constructaquote.com/top-5-online-tools-to-help-you-save/Kick start the New Year with a healthy balance sheet and relaxed mind. At this time of year, most people plan on either shedding a few pounds or saving a few pounds. It probably comes as no surprise that physical fitness and financial wellbeing are connected. Does a lack of sleep and restlessness sound familiar? […]
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https://blog.constructaquote.com/top-financial-fitness/