Business Insurance: July 2016

Friday, 29 July 2016

Dispelling the White Man Van Stereotype

The stereotype of the white has been long held but as most of us know, there is much more to the people behind the wheels of the many vans travelling for business up and down the UK. This infographic produced by IronmongeryDirect.com has been created using feedback, information and research taken from over 10,000 tradespeople. […]

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Thursday, 28 July 2016

Protect Yourself: Handling Claims from Former Employees

Your employers’ liability insurance is in place to ensure you have adequate protection should one of your employees make a claim against you after an injury or accident in the workplace, or due to falling ill. However, employees can claim compensation for an accident or injury in the workplace for up to 3 years after […]

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Eco Van vs Eco Man

In a world where climate change is rapidly accelerating, two eco fighters challenge the world in an epic race to save the planet. Who will come out on top?

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Using Online Reviews

Rachael Mason our Customer Experience Manager speaks to us about the importance of online reviews and how even a negative review can be treated as a positive. We use Feefo an online feedback system that allows us to send our customer data over. Feefo will then email our customers asking for them to provide feedback […]

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What to look out for when buying a Used Van

Buying an old banger can often put your business at risk. This video checklist aims to prevent you from making a poor investement in a dodgy van. Most faults are easy to spot once you know what you’re looking for and this video will help you identify the key areas most people over-look when buying […]

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How to get a small business grant

Get a small business grant A grant is a sum of money given to an individual or business, for a specific purpose. Usually it only covers an element of the total costs involved. However, as long as you keep to all terms and conditions, you will not have to repay it. Getting any financial support […]

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Save money purchasing materials

Save your money when purchasing materials If you’re in the construction business you’ll know how important it is to source your materials at the best possible price to keep your own profit margins healthy. If you’re a small firm, profitability can depend on getting your pricing right. Putting in the graft to get the costs […]

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Recruit online to win

Win online as well as recruit Clever employers, from accountants to hairdressers, have been using the web as a useful recruiting tool in searching for talent. But if you don’t know your way around recruiting can potentially be confusing and even costly. These few tips can help you get the best out of outsourcing and […]

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Top 5 marketing tips for your business

Looking for new business marketing ideas, here are five great tips for you Each year brings with it new marketing trends that present challenges and opportunities and 2015 was no different. With New Years Eve looming, small businesses would do well to review plans with the key trends for 2016 in mind. Many trends rely […]

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Effective business communication

Business communication is always important Improving the way in which you communicate in business can have notable effects on your working relationships with others. If a clear, well structured email or letter could mean the difference between closing a deal or losing a sale then its certainly worth investing your time to learn more about […]

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Five minutes to check your website

Check your website in five minutes Is your digital shop window neat and tidy for business this year? If you’re always too busy to attend to your website here’s a five minute checklist on how to polish it up and make sure it presents you well. Use the answers to instruct your web developer, or […]

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Got a van? Boost your income

Get a better income Has business been bit slow? Take control and use your van to get a new income stream moving. If you’ve got a van you can cash in on all kinds of services that depend on those hardworking four wheels. We’ve put together five, quick to start, low overhead ideas for getting […]

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Wednesday, 27 July 2016

Making a Claim on your Professional Indemnity Insurance

When you take out an insurance policy the hope is that you’ll never have to use it. However, the time may come when you do need to make a claim, and you need to know how to do it. Your professional indemnity insurance is in place to protect your business in the event that a […]

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Tuesday, 26 July 2016

A Guide to the 1969 Employers’ Liability (Compulsory Insurance) Act

However small or large your business is, if you employ people on almost any level, you need to protect them. Employers liability insurance cost is worth it to protect your business as well as others.To operate legally in the UK, you have to have employers’ liability insurance and this is set out in the Employers’ […]

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Monday, 25 July 2016

How much Public Liability Insurance Cover Do You Need?

Even companies with perfect health and safety records and fantastic due diligence have to deal with accidents every now and again. Despite your best efforts it isn’t always possible to avoid every potential risk and accidents do still happen. If your business activities result in a client or even a member of the public being […]

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Friday, 22 July 2016

Making a Claim on your Professional Indemnity Insurance

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Wednesday, 20 July 2016

What Insurance Do You Need As A Bricklayer

The specialised sector of the construction industry, including the bricklayer profession is growing year on year. Bricklaying is a skill and if it is your chosen profession or something you offer as part of your business or as a sole trader, you may want to have specialised insurance in place. Whilst specialist insurance isn’t essential, […]

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Tuesday, 19 July 2016

Trades Insurance: Protecting your Tools and Equipment

The specialised nature of many different trades means that individually designed insurance is often needed. Bespoke insurance is designed for many different industries and it includes different requirements dependent on the nature of each business, the workforce employed in said business and the budget available for insurance. Insurance for tradespeople is designed to ensure that […]

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Monday, 18 July 2016

Volkswagen Transporter Bluemotion Test Drive

We took out the Volkswagen Transporter Bluemotion on a test drive to run a couple of tests on its Bluemotion technology. We drove the van around the city for 10 miles and on the motorway for 10 miles and looked at the different Miles Per Gallon compared to the normal Transporter average. Bluemotion technology features […]

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https://blog.constructaquote.com/1067-2/

Nissan eNV200 Review

The eNV200 is Nissan’s first 100% electric van, built to rival the Renault Kangoo ZE and the Peugeot Partner Electric Van. The Nissan eNV200 has the same body shape as the none electric version the only noticeable exterior difference is the charging point at the front, which you pop up just like you would the […]

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Nissan eNV200 Test Drive

This is the eNV200 Nissan’s first 100% electric van. Nissan claim this futuristic vehicle costs as little a 2p per mile to run, has 20% less maintenance costs than a conventional van and gets you out of paying road tax, benefit in kind and the London Congestion Charge – pretty impressive. But what is it […]

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Nissan NV200 Review

The Nissan NV200 is the smallest member of the Nissan van range. The Visia model, which includes Bluetooth and twin sliding side doors as standard, start at only £13,590. Other models feature Cruise Control and a Rear-View camera to make parking a breeze. Despite its size, the van has a class leading cargo space at 4.2m³ and has many […]

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Volkswagen Transporter Review

From its free-loving Campervan to its work-orientated Transporter van, the VW van range has remained iconic and we couldn’t wait to review the latest Transporter. We took the Volkswagen Transporter Bluemotion model for a spin, which features advanced technology in order to improve Co2 emissions and fuel consumption. To see our analysis of Bluemotion technology click […]

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Saturday, 16 July 2016

How Your Business Growth May Affect your Professional Indemnity Insurance

As businesses change and grow their setup and structure can change too. You may be involved in a partnership that breaks down, be considering bringing another partner on board or even on the verge of accepting a contract bigger than ever before. You may also be considering a merger of your business with another and […]

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Friday, 15 July 2016

Can the Right Insurance Boost your Business Growth?

Confidence in your business can be affected if you’re overly worried about potential risks. There are risks in almost every decision you make but if you are worried about a particular change and are held back by the thought your insurance may not cover you, then it’s worth getting in touch with them and considering […]

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Thursday, 14 July 2016

How Much Professional Indemnity Insurance do you Need?

One of the key questions that comes to mind when organising your various insurance covers is how much do you need. When it comes to professional indemnity insurance it is prudent to take out cover whatever your business does but knowing the level you require is a little more difficult to ascertain. Some insurances like […]

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Wednesday, 13 July 2016

Consultants: How to be your own boss

If you want to start a business but don’t know where to start, don’t worry – you are not alone. In fact, given the new economic reality of our time, more people than ever before have found the “job” they thought was waiting for them doesn’t exist. Others have come to the conclusion that they […]

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Brexit boom for consultants

A surprise turn in the economic stature of consultants means that Brexit has provoked a boom in demand for legal and financial services as UK businesses race to make sense of the situation ahead of the UK leaving the EU. KPMG, one of the fourth largest accountancy firms in the world, has created a head of Brexit position […]

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Morrison’s liable for employees crime at work

As if hiring employees isn’t stressful enough, employers are now held responsible for crimes committed by staff at work, the supreme court has ruled in a case involving a Morrison’s customer who was subjected to a violent, racist assault. Ahmed Mohamud, of Somali descent, had checked the air pressure in his tyres and then asked at the […]

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Tuesday, 12 July 2016

How much Public Liability Insurance Cover Do You Need?

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Monday, 11 July 2016

Do You Really Need Public Liability Insurance As A Sole Trader?

The most recent Labour Force Survey found that there are over 4.6million self-employed people in the UK and a large percentage of these people are registered as sole traders. As a sole trader you tend to work without employees and are responsible for all your own business, tax and financial issues. This makes becoming a […]

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Thursday, 7 July 2016

How Tradesmen Can Use Tech to Boost Business

Many tradesmen are already using tech every day to build business and make it more straightforward. From setting up a Facebook page for marketing purposes to using a tablet for access to technical instructions whilst working, technology has facilitated many changes in the trades and allows businesses to expand and prosper beyond all expectations. Research […]

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Tuesday, 5 July 2016

Insurance Advice for Plumbers

A career in plumbing can be hugely rewarding, as Joseph Valente winner of The Apprentice 2015, discovered but to succeed in any industry you have to have the right insurances in place. Most insurers offer specialised insurances to many key industries and this includes plumbers and heating engineers, but what should you look for in […]

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Monday, 4 July 2016

When should you Review your Public Liability Insurance?

As your business grows there are many positives to look forward to but there are also elevated risks. Here we are looking at reasons which may occur in your business’ development that would see you needing to review your public liability insurance. You need to have full public liability cover in case a member of […]

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Saturday, 2 July 2016

Tools Insurance: All You Need to Know

In many business areas work simply couldn’t happen without the right tools. In many of the building trades, gardening and many other areas tool insurance is an essential part of their policy. The damage to the business should tools be lost, damaged or stolen can be huge and so it is essential that businesses that […]

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Friday, 1 July 2016

Do Couriers Need Specialist Insurance?

The UK courier industry is one which continues to grow. Online shopping has seen the need for couriers increase significantly and there has been approximately 3.1% annual growth for several years now. There are over 200,000 people employed in this sector, many of whom are self-employed or running small enterprises. You can theoretically deliver parcels […]

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